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Does Walmart Take Apple Pay in 2022?

If you live in the US and go to a Walmart for most of your shopping needs, the question, does Walmart take Apple Pay, must have crossed your mind. That’s precisely why you searched for that query and landed on this page.

Walmart happens to be one of the most prominent shopping destinations in the US. So, it’s more than likely that you do most of your shopping from Walmart as it happens to be close to your home. And now that most of the payments have gone digital, you no longer carry cash and just pay your bills through your smartphone.

So, can you pay your Walmart bills using Apple Pay, as you do at most other merchants? Let’s find that out in this article!

does walmart take apple pay

Does Walmart Take Apply Pay in 2022?

Unfortunately, Walmart doesn’t accept Apple Pay as a payment method at its stores. This means that you can not self-checkout with Apple Pay, but you can make payments via MasterCard, Visa, Checks, PayPal, Amex, or simply cash.

So, why doesn’t Walmart accept Apple Pay as a payment method when most other stores and merchants do?

The answer is quite simple, actually. Walmart wants to draw more attention to its “Walmart Pay” and have customers use it to make payments.

If you are done with your shopping and don’t want to wait in long queues to get your bill processed, you can use the self-checkout option. This way, you can use Walmart Pay to make the payment for all your groceries and all the other items you have purchased and be on your way.

And it’s actually quite simple to use Walmart Pay. All you need is the Walmart app, where you can scan the barcode, make the payment, and receive the payment receipt directly in your app account. No cash or card is required.

If you are a regular Walmart customer, having the Walmart app and using the Walmart Pay option is a no-brainer as it will save you a lot of time!

How to Use Walmart Pay in 2022?

If you want to pay for all the products you have purchased at Walmart via your smartphone, then you are in luck, as you can do that within minutes.

To do this, you need the Walmart app installed on your smartphone. You can download it for iPhone from here and Android from here. Once installed, sign up to the Walmart app, add your credit/debit card, and connect it to Walmart Pay.

Now, you just need to go shopping. You can take all the items you want to buy at the register for the final tally, or you can scan the barcode to build a cart within the app.

To use Walmart Pay, here’s what you need to do:

  • Open the Walmart app on your smartphone.
  • Go to the Services tab in the navbar.
  • Select Walmart Pay.
  • Next, scan the QR code at checkout and make the payment.

If you have Walmart Plus, you can make the process even quicker. You can scan the barcodes of every item you pick to add them to your cart, and once you are finished, you can scan the QR code at checkout and complete the payment within seconds.

This means you won’t have to wait at the register to scan all the items since you have already done that. You need to make the payment and be on your way!

Why Walmart Does Not Accept Apple Pay?

There are a couple of reasons behind Walmart not accepting Apple Pay as a payment method, and one of the main reasons is the contractual obligation to Merchant Customer Exchange (MCX).

According to Business Insider, Walmart uses MCX’s mobile payment system via Walmart Pay, which helps them avoid the 2% credit card fee they would have to pay if they started accepting Apple Pay. So, it’s more about saving money rather than appealing to the customer’s interest.

This is also why Walmart doesn’t accept other payment apps like Google Pay or Samsung Pay!

There are other factors as well behind this decision. The first thing is, of course, the use of Walmart Pay. The company wants its customers to use Walmart Pay as a payment solution.

And then, of course, there’s the ability to get their customer’s data when they make a purchase. If Walmart were to accept Apple Pay, they wouldn’t be able to capture the data of their customer’s preferences. Using their own Walmart Pay, they get the data necessary to send their customers personalized recommendations and offers.

And, of course, you will get receipts directly within the app for your purchases that you can use in case you need to make a return!

When will Walmart Start Accepting Apple Pay?

Probably never! There is no possibility that Walmart is ever going to start accepting Apple Pay in the near future! This comes from one of Walmart’s spokespeople, and there’s also not really any need for Apple Pay.

When there’s Walmart Pay built right into the application that you can download on your phone for free, and it helps you avoid unnecessary fees and helps you with quick checkout, not having Apple Pay doesn’t seem like that big of a deal.


That brings us to the end of the article about the question, does Walmart take Apple Pay, the answer to which is a big NO! If you do all your shopping from Walmart, it’s an excellent idea to download their app and use the Walmart Pay option for a quick checkout.


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